Resources for Veterans

VA Buyers:  Here’s How to Get Your Certificate of Eligibility (COE)

If you’re a veteran, active-duty service member, or eligible spouse, your VA Certificate of Eligibility (COE) is the first step toward using your VA home loan benefits!

• Online – apply through the VA’s eBenefits portal:  https://www.va.gov/housing-assistance/home-loans/how-to-request-coe/
• Through your lender – many VA lenders can pull your COE for you
• By Mail – this is the more traditional option – simply complete VA Form 26-1880 and send it to the VA

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VA Funding Fee

The VA Funding Fee is a one-time fee charged on VA loans to help keep the program running for future veterans.  It replaces monthly mortgage insurance (which is one of the biggest benefits of a VA loan).  Below is a link to a great article that explains this and other closing costs in detail:

https://www.va.gov/housing-assistance/home-loans/funding-fee-and-closing-costs/